Emburse AI Index

Enterprise AI spend has reached an inflection point

AI is moving from experiment to infrastructure inside enterprise finance. Here's what anonymized spend across Emburse's enterprise customers reveals about how — and how fast — businesses are adopting it.

Updated June 2026 · Methodology below

~25%
Enterprises have AI related spend
~5×
Adoption growth since 2023
50+
AI vendors in the mix
3–5+
AI Vendors per company

Adoption is scaling across the enterprise

Share of enterprise customers with AI spend

0%5%10%15%20%25%30%35%40%45%50%Jan '23Jul '23Jan '24Jul '24Jan '25Jul '25Jan '26May '26

Steady, broad-based growth as AI moves from early adopters to standard practice. Toggle between the monthly path and the yearly view.

AI spend is compounding

Average enterprise AI spend, indexed to Jan 2023 = $100

$0$100$200$300Jan '23Jul '23Jan '24Jul '24Jan '25Jul '25Jan '26May '26

Values are indexed to January 2023 = $100; monthly figures are a 3-month rolling average. After a flat first stretch, AI spend more than doubled — accelerating through 2025 and into 2026. Toggle to the yearly view to compare against previous years.

Two paths into the workplace

AI is arriving through procurement and employees at the same time.

Top-down

Invoice-driven

~20%

Procurement-led adoption with defined use cases and vendor integrations.

Bottom-up

Expense-driven

~15%

Individual employees trying AI tools, spreading organically across teams.

A multi-vendor AI stack is taking shape

Share of enterprise AI spend by vendor — 2026 to date vs 2025

2026 to date2025
  • Anthropic46%vs 8%
  • OpenAI28%vs 50%
  • Amazon / AWS5%vs 11%
  • Cursor5%vs 4%
  • Luma AI5%vs 6%
  • Midjourney1%vs 4%
  • Harvey1%vs 3%
  • All other vendors9%vs 16%

From foundation models to creative, legal, and developer tools, enterprises are increasingly running several AI vendors at once. The lighter bar marks each vendor's 2025 share: Anthropic has surged past OpenAI in 2026 to date, climbing from 8% of enterprise AI spend a year ago.

Some industries are moving faster

Share of enterprise customers with AI spend, by industry

  • Information & education22%
  • Professional services18%
  • Financial services12%
  • Healthcare10%

Knowledge-driven, decentralized industries lead; more regulated sectors are earlier in the curve but accelerating.

How we measure this

The Emburse AI Index draws on anonymized, aggregated spend across Emburse's enterprise customers. We identify spend tied to AI products and services, then track adoption, vendor mix, and where it's growing. AI still represents a small share of total enterprise spend — but the signal that matters is behavioral: usage is recurring, broadening, and increasingly built into how businesses operate.