Virtual Card Issuance

Replace shared cards with purpose-built virtual cards

Create virtual cards for employees, projects, subscriptions, and one-time purchases. Set the rules before spending happens, then track every transaction in Emburse Spend.

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A man in glasses holds a physical credit card while looking at his phone, which displays a "Your virtual card is ready" notification.

Control spend before it happens

Set limits around how, where, and when each virtual card can be used. Employees get the purchasing power they need, while finance stays in control.

Includes

  • Custom spending limits
  • Merchant category code controls
  • Start and expiration dates
An Emburse virtual Mastercard with chip and contactless, showing allowed uses for Airlines and Hotels (green checks), "Expires in 28 days" (red X), and a spend tracker of $1,000 spent and $3,200 remaining.
A smartphone scanning a cafe receipt for $31.03, with accompanying transaction notifications.

Create the right card for every purchase

Replace shared cards with purpose-built virtual cards for a specific employee, vendor, project, event, or recurring expense.

Cards can be configured for its intended use, giving finance clearer ownership, stronger controls, and easier reconciliation.

See spend as it happens

Virtual card transactions flow into Emburse Spend, where finance can collect and review the associated receipts, coding, and business details.

Emburse Spend software on a laptop displaying transactions and a smartphone showing a receipt for reimbursement.

Control more business spend with virtual cards

Subscriptions

Separate recurring charges, assign a clear owner, and prevent unwanted renewals.

Marketing campaigns

Track spend by platform, campaign, or agency, and keep each budget separate.

Events

Control budgets for trade shows, kickoffs, and client events.

Contractors and temporary employees

Give contractors, interns, and seasonal employees approved purchasing.

Projects and departments

Tie spend to the right team, project, location, or cost center.

Urgent purchases

Give employees approved funds in seconds without asking them to pay out of pocket.

get your step by step corporate card guide

Give every purchase clear limits and ownership from the start

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Frequently asked questions

A virtual card is a digital card number issued for business purchases. Finance teams can assign virtual cards to specific employees, vendors, projects, subscriptions, or one-time needs and apply budget, date or merchant restrictions.

Yes. Eligible customers can issue and manage virtual cards through Emburse Cards, American Express, and Silicon Valley Bank (SVB). Availability and controls vary by issuer, country, and card program.

Depending on the card program, finance teams may be able to set spending limits, valid dates, expiration dates, and merchant category code restrictions.

Yes. Finance can issue separate virtual cards to employees, vendors, projects, or subscriptions instead of sharing one physical card number. This creates clearer ownership and transaction tracking.

Yes. A dedicated virtual card can give each subscription a clear owner, budget, and transaction history. Available expiration and spending controls can also help finance manage future renewals.

Yes. Transactions from supported virtual-card programs flow into Emburse Spend, where finance can review card ownership, receipts, policy, and approval information.